Rental – 35 Gorham St Cambridge, MA 02138 is now new to the market!

Stunning 4 level Townhouse completely renovated with all high end finishes in 2011.Open layout with a chef’s kitchen including an island and separate dining area – glass front cabinets/ granite and ss appliances. The living room has a gas fireplace and there are french doors to a private rear patio. Two 2nd floor bedrooms with a tile bathroom and laundry. The third floor has a master suite with 3 skylights, vaulted ceiling, private 15×5 deck and gorgeous master bath. The lower level room has full size windows and another full bath, Four zone hi efficient gas heating and central air. Steps to Harvard Sq and Porter Sq along with shops and many restaurants. Easy on street permit parking.

This property features 7 total rooms, 3 full baths, 1 half bath, 3 bedrooms, and is currently available for $6,000.

For complete details click here.

A Beginner’s Guide To Home Insurance

Home insurance is something that every homeowner needs, but not necessarily something that everyone understands. It’s a great idea to have homeowner’s insurance because it protects your home and all of your possessions. Yet, this insurance is in fact a requirement. Mortgage companies require borrowers to have this protection when they buy a home. You’ll need protection for the amount of what is deemed the “fair value” of your home. This fair value is usually based on the price of purchase. Some renters are even required to have insurance for their property. As stated above, this type of protection is a smart idea. 

What A Home Insurance Policy Covers

The terms of home insurance can be very confusing. Most policies will cover damage to the outside of your home. This will include vandalism, fire, lightning, hurricanes, or down trees that may hit the home. The insurance company will estimate the amount of damage and provide you with funds so that the damage can be repaired. In extreme cases, your home may need to be completely rebuilt. Home insurance does not typically cover floods, earthquakes and home maintenance issues. You may need separate policies or extended policies to get these items covered based on where you live. The interior of your home is covered by home insurance as well. This includes clothing, appliances, furniture and electronics if they are destroyed by something that affects your home. 


Off-Premises Coverage


Some home insurance policies have coverage that includes items that belong to you, no matter where you are when something happens. If you lose jewelry on a trip to Europe, for example, you can get a homeowner’s policy that will cover that. This type of coverage does have strict limits, however, so don’t expect your insurance company to give you 100% of the value of your gold necklace that you lost in Paris! This type of coverage is great for items like engagement rings. 

Liability

Your homeowner’s insurance also includes a liability clause. This includes injuries that occur on your property that have been caused by you or your family. This will even include any problems caused by pets in the home. Beware that insurance companies can limit this type of coverage based on the type of dog breed that you own. Insurance companies may even decline to cover you based on the type of dog you own. If a dog bite does occur on your property and you have a breed that works within the insurance company’s limits, you’ll be covered. If anyone is hurt on your property and files a lawsuit, you’re protected.     

 

Rates


Your insurance rates will be determined by many factors including the neighborhood, crime rates and the climate of the area. Before you choose a place to live, you may want to investigate the insurance costs before you settle on a place to buy.

Video Tour – Single-Family Home – Holliston, MA 01746 Real Estate – For Sale

Great opportunity to renovate this 3 bedroom ranch at the entrance of Stoddard Park Beach and Patoma Park with views of the Lake Winthrop. There is a fireplace living room, eat in kitchen plus a one car garage. The lower level has a heated semi finished room (not included in the living area), direct garage access and a newer heating system This home will likely need to be a cash sale and is being sold “AS IS” with the buyer being assuming responsibility for the title V ( currently a 2 br ). This home could be a real gem!

More Info on this Property | New Listing Alerts